Vision Plan

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Vision Quote

Plan: SmartPremium Plus 100/80/50-1500c Policy effective date: 2023-06-01 Policy length: 12 months Promotion: Spring 2023 2-Year Rate Guarantee
Exam every
12 months
Lenses every
12 months
Frames every
12 months
Contacts (instead of glasses)
12 months

Plan pricing

Plan: SmartPremium Plus 100/80/50-1500c
Policy effective date: 2023-06-01
Policy length: 12 months
Promotion: Spring 2023 2-Year Rate Guarantee


$ 9.52


Employee + Spouse

$ 19.05


Employee + Children

$ 16.73



$ 26.25


Additional Information

Medical Provider Look Up
Health Plan Details

Medical Provider Look Up

For our IHP Plans, we use two different websites for Provider searches: 

1. is the website search for the following IHP Plans:  MEC 1, MEC 2, MEC 3, MEC 4, Ultimate PPO and Ultimate 5K PPO. Multiplan’s provider search for the plans subject to RBP will only use PHCS Preventative Services or PHCS Specific Services for Practioner

2. is the website search for the other listed IHP Plans:  Basic, Plus, Premier, Ultimate, and Ultimate 5K.  

1.  The Multiplan website searches require that you click on various ‘Network’ selections:   You have to select the PHCS network first, then check for any of the following statements on the ID card and click the appropriate one.

(Statement usually appears below the logo)
Out of Area
Extended PPO
Limited Benefit Plan
Practitioner Only
Hospital Only
Practitioner & Ancillary
Preventive Services  -For For MEC 1
Specific Services – For MEC 2, 3 and 4
Healthy Directions
For Value-Driven Health Plans
I don’t see any of these statements – For Ultimate PPO and Ultimate 5K PPO

·  MEC 1 – Preventive Services Only.

·  MEC 2– Specific Services

·  MEC 3– Specific Services

·  MEC 4– Specific Services

·  Ultimate PPO– Select “I don’t see any of these statements” in the Network Search. 

·  Ultimate $5K PPO– Select “I don’t see any of these statements” in the Network Search.  

I have attached marketing documents that will walk your plan members or prospective members through the network search per plan.  

Please note that there is a different phone number for provider questions on each of the marketing pieces based on your network search.

2.  The HSTConnect website searches do not require that you click on various Network selections.  

There is only one marketing document for all IHP plans that utilize the HSTConnect website.  I have attached this marketing piece to this email.  

Please note that it is very important that when entering a provider search differentiator such as ‘Specialty’ or ‘Zip Code’ that you select and click the one that matches in the drop down.   -The current HST document for distribution is attached. You may also call to inquire if a provider is in the network by calling 1-800-440-7427 (Option 2, Option 1, Option 1).  The search begins as an automated search.  There will be an option later during the automated call to speak with a representative.

Health Plan Details

I have not received the plan documents from the carrier as of yet. I have attached copies of the summary of benefits in the link below.



Spring 2023 2-Year Rate Guarantee

2-Year Rate Guarantee provides no rate increases on a vision for first 24 months for groups with 10-499 eligible employees who quote with Beam April 1, 2023 through June 30, 2023, with an effective date between April 1, 2023 and September 1, 2023

This quote is not a complete description of the insurance coverage. Controlling provisions are provided in the policy, and this quote does not modify those provisions or the insurance in any way. This is not a binding contract. A certificate of coverage will be made available to you that describes the benefits in greater details. Should there be a difference between this quote and the contract, the contract will govern.

Unless otherwise requested, the producer that you designate as your broker of record will receive commission as a percentage of paid premium for the insurance policies included in this quote. The producer may also qualify for bonuses based on new policies sold and/or retention of existing policies within a specific calendar year. This compensation may vary on a number of factors, including the volume and/or profitability of the insurance contracts that the producer places with Beam Insurance Services LLC. Any bonuses paid are not directly charged to the insurance policies included in this quote and do not have a direct impact on your premium rate. You may obtain information about the compensation expected to be received by the producer by requesting such information from your broker of record.

Vision insurance product underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA). Policy form series numbers NVIGRP 11-13, NVIGRP 5-07 and NVIGRP 2020. Vision product underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID, LA, UT, OH, TX and NM. Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Not all products available in all states. Vision product administered by Vision Service Plan Insurance Company.

Two life groups made up of only a husband-wife, domestic partners or same-sex couple are not eligible for coverage.

National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.

Beam is not a subsidiary of Nationwide Life Insurance Company. Beam Insurance Services LLC and Beam Insurance Administrators LLC are separate companies and not affiliated with Nationwide Life Insurance Company.

Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company, Inc. National Guardian Life Insurance Company, Two East Gilman, Madison, Wisconsin 53703

Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215 Vision Service Plan Insurance Company, 3333 Quality Drive Rancho Cordova, CA 95670